Watercraft & Boat Insurance in Taylorsville, UT

In Utah, where boating is a popular activity, having quality boat insurance helps you enjoy its beautiful lakes and rivers with peace of mind. Discover the upsides of a financially secure boating experience with our tailored watercraft insurance solutions.

What Is Boat Insurance and How Does It Work?

Boating insurance is a contractual agreement designed to offer financial protection for boat owners, mitigating potential losses from the risks of boat ownership and operation.

Boating insurance can make a huge difference in your financial safety and peace of mind; with it, you can fully enjoy the waters of Utah, knowing you won’t face unexpected financial setbacks alone.

What Does Boating Insurance Cover?

The coverage provided by a boat insurance policy varies and should be tailored to meet your specific needs and preferences. Boating insurance policy may include the following:

• Liability coverage—This may help cover expenses up to the policy’s limits if your boat causes damage to another person or their property.
• Medical payments coverage—This may help cover medical expenses if you or a passenger gets injured on your boat.
• Physical damage coverage—This may help insure your boat from various risks and potential incidents by covering costs related to perils such as collisions, theft or vandalism, depending on chosen coverage and specific policy details.
• Uninsured watercraft coverage—This may help cover expenses if an uninsured boater causes damage or injury to you or your passengers.
• Emergency services coverage—This coverage may help if you’re on the water and experience an emergency, such as requiring a tow to the harbor.

Boat Insurance FAQs

• Is boat insurance mandatory in Utah? 
  • Utah requires liability insurance if your boat’s engine is 50hp or greater. Airboats may be exempt from this requirement. Your agent can help you get boat insurance to provide appropriate coverage.
• How much does boat insurance cost? 
  • The cost varies based on factors such as the boat’s value, type, usage and your personal insurance history. 
• What types of boats are covered? 
  • Most boating insurance policies cover a wide range of vessels, including speedboats, sailboats and fishing boats. Check with your insurer for specific coverage details.
• Can I get discounts on boat insurance? 
  • You may qualify for discounts by bundling with other insurance policies, maintaining a clean boating record or completing boating safety courses.
• What should I do in case of a claim? 
  • Report the incident to your insurance company immediately and provide all necessary documentation to expedite the claims process. 

Where to Get Boating Insurance

Let us help you navigate the waters of boat ownership with confidence and security. Contact Goal Insurance today at 801-877-6567 to learn more about our watercraft and boating insurance policies and get a personalized quote.